Buyer Info | CENTURY 21

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Want to buy but not sure how the process works?

Call me to have a professional explain the process from beginning to end. In addition, pick-up your 20 page 'Guide to Buying a Home'. It explains ‘Pre-qualification vs. Pre-approval’, an overview of mortgage & loan type/rate types, inspections, appraisals, title insurance, and much more.


Credit Report

Click on the tab at the top 'More...' then, 'Credit Report' on how to get your free, government authorized credit report.


7 Reasons to Own Your Home

1. Tax breaks.The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.

2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005, and increased 88.5 percent over the last 10 years, according to the NATIONAL ASSOCIATION OF REALTORS®. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.

3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.

4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.

5. Predictability. Unlike rent, your fixed-mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.

6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.

7. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.

Contact me for your 20pg 'Guide to Buying a Home'

Enjoy the freedom of owning your own home!

Moving to Kearney? Swing by to pick-up your 'Welcome Pack'.

Member of:
CENTURY 21 Midlands

Kearney, NE   -  308.234.5550